Child Tax Credit Finder

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What is the Child Tax Credit?

The Child Tax Credit is a tax benefit to help families who are raising children. The new Child Tax Credit enacted in the American Rescue Plan is only for 2021. That is why President Biden strongly believes that we should extend the new Child Tax Credit for years and years to come. That’s what he proposes in his American Families Plan.

Most families will receive the full amount: $3,600 for each child under age 6 and $3,000 for each child ages 6 to 17. To get money to families sooner, the IRS is sending families half of their 2021 Child Tax Credit as monthly payments of $300 per child under age 6 and $250 per child between the ages of 6 and 17. The Child Tax Credit in the American Rescue Plan provides the largest child tax credit ever and historic relief to the most working families ever.

This amount may vary by income. These people qualify for the full Child Tax Credit:

  • Married couples with income under $150,000
  • Families with a single parent (also called Head of Household) with income under $112,500
  • Everyone else with income under $75,000

These people qualify for at least $2,000 of Child Tax Credit, which comes out to $166 per child each month:

  • Married couples with income under $400,000
  • Families with a single parent (also called Head of Household) with income under $200,000
  • Everyone else with income under $200,000
  • Families with even higher incomes may receive smaller amounts or no credit at all.

Important changes to the Child Tax Credit will help many families get advance payments of the credit starting this summer. The IRS will pay half the total credit amount in advance monthly payments beginning July 15. You will claim the other half when you file your 2021 income tax return. These changes apply to tax The IRS will begin disbursing advance Child Tax Credit payments on July 15. After that, payments will be disbursed on a monthly basis through December 2021.year 2021 only.

To qualify for advance Child Tax Credit payments, you — and your spouse, if you filed a joint return — must have:

  • Filed a 2019 or 2020 tax return and claimed the Child Tax Credit on the return; or
  • Given us your information in 2020 to receive the Economic Impact Payment using the Non- Filers: Enter Payment Info Here tool; and
  • A main home in the United States for more than half the year (the 50 states and the District of Columbia) or file a joint return with a spouse who has a main home in the United States for more than half the year; and
  • A qualifying child who is under age 18 at the end of 2021 and who has a valid Social Security number; and
  • Made less than certain income limits.

We’ll use information you provided earlier to determine if you qualify and automatically enroll you for advance payments. You do not need to take any additional action to get advance payments.

Non-Filers: Submit Your Information

If you aren’t required to file a tax return and haven’t given us your information already, you will need to give us some basic information for the Child Tax Credit.

Who Should Use the IRS Tool?

Use this tool to report your qualifying children born before 2021 if you:

  • Are not required to file a 2020 tax return, didn’t file one and don’t plan to; and
  • Have a main home in the United States for more than half of the year.

Also, if you did not get the full amounts of the first and second Economic Impact Payment, you may use this tool if you:

  • Are not required to file a 2020 tax return, didn’t file and don’t plan to, and
  • Want to claim the 2020 Recovery Rebate Credit and get your third Economic Impact Payment.

Do not use this tool if you:

  • Filed or plan to file a 2020 tax return; or
  • Claimed all your dependents on a 2019 tax return, including by reporting their information in 2020 using the Non-Filers: Enter Payment Info Here tool; or
  • Were married at the end of 2020 unless you use the tool with your spouse and include your spouse’s information; or
  • Are a resident of a U.S. territory; or
  • Do not have a main home in the United States for more than half the year and, if you are married, your spouse does not have a main home in the United States for more than half the year; or
  • Do not have a qualifying child who was born before 2021 and had a Social Security number issued before May 17, 2021.

Where Will the IRS Send Your Money?

The IRS sends your payments by direct deposit to the bank account they have on file. If they don’t have bank account information for you, a check will be mailed to you. If you receive your payment electronically, it will show up in your bank account labeled CHILDCTC.

Learn How You May Get Child Tax Credit Funds With Our Help. Find out what to do if you haven't been paid and learn if you may be getting your full amount! Our FREE guide provides helpful information about how to apply for benefits. Learn more about us here.